When arranging a viewing for a property it is possible for the estate agent to provide you with a copy of the home report free of charge. You can ask for a copy in advance of the viewing to allow you to do your own assessment of points raised by the surveyor.
The document will be split into three sections - Property Questionnaire, Single Survey and Energy Performance Certificate.
The Home Report contains a large amount of legal terminology, a lot of which is standard across each Home Report and when assessing the properties will begin to become a blur!
The property questionnaire is undertaken by the current owner or appointed person dealing with the sale. This outlines a number of important considerations and may answer a lot of questions you have about the property.
Length of Ownership
Council Tax Band
Listed Building Status
Energy Performance Certificate
Issues that may have affected your property
Responsibilities for shared or common areas
Charges associated with your property
Notices that affect your property
Details the seller of the property, who conducted the survey and when.
Details of the property are outlined including the number of rooms, Gross Internal Floor Area, the area which the property is located, how old the property is, what the weather was when the survey was undertaken before going into greater detail around the construction of the property.
This section outlines the condition of the property during the inspection undertaken by the surveyor on a scale of 1 to 3.
Category 1 = Currently in good condition.
Category 2 = Repairs/replacement will require attention soon and as such estimates should be received on the costs of improvements.
Category 3 = Urgent repairs or replacement is needed now. Failure to deal with the issue may cause problems to other parts of the property or cause a safety hazard. Estimates for repairs or replacement are needed now.
• Structural movement
• Dampness, rot and infestation
• Chimney stacks
• Roofing including roof space
• Rainwater fittings
• Main walls
• Windows, external doors and joinery
• External decorations
• Conservatories / porches
• Communal areas
• Garages and permanent outbuildings
• Outside areas and boundaries
• Internal walls
• Floors including sub-floors
• Internal joinery and kitchen fittings
• Chimney breasts and fireplaces
• Internal decorations
• Water, plumbing and bathroom fittings
• Heating and hot water
This section outlines the level of accessibility which may be of interest to first time buyers with restricted
mobility and gives you an understanding of the floor space within the
1. Which floor(s) is the living accommodation on?
2. Are there three steps or fewer to a main entrance door of the property?
3. Is there a lift to the main entrance door of the property?
4. Are all door openings greater than 750mm?
5. Is there a toilet on the same level as the living room and kitchen?
6. Is there a toilet on the same level as a bedroom?
7. Are all rooms on the same level with no internal steps or stairs?
8. Is there unrestricted parking within 25 metres of an entrance door to the building?
Valuation and Conveyancer Issues
This section gives an opinion of market value and an estimated reinstatement cost for insurance purposes.
This value is one of the most important sections of the report as this will influence what the property is actually worth rather than the figure listed by the estate agents. A key consideration here is that if you feel the property is worth more than the home report value you can pay above it.
However, anything over and above the home report value needs to be funded out with the mortgage.
To make sure you have sufficient cash to contribute to you deposit use our Deposit Calculator tool.
The Energy Performance Certificate provides details on the energy performance of the property and what you can do to improve it. These cover things such as the efficiency of the boiler, types of windows, insulation and lighting.
There will be two rating given, One for the current state of the property and what you might expect to pay over the course of three years without improvements and a second target rating and a rough amount you might save if you make the suggested improvements.
If you have the reference number for the Energy Performance Certificate you can search for the details at the EPC Register